Credit Reports

Credit freezes (also called security freezes) prevent fraudulent accounts from being opened in your name by not allowing anyone to check your credit report. Read More

You can get a free copy of your credit report once a year from each of the three credit bureaus (Equifax, Experian and TransUnion).

Through April 2021, you can get a free copy of your credit report once every week.

If you ordered a copy of your credit report and found negative or in Read More

A credit score is a numerical value or categorization a lender uses to predict the likelihood of certain credit behaviors (i.e. default). A credit score may also be used to determine the credit terms or rate a person pays for a loan. Read More

No, an employer can’t review your credit report in California unless the position falls into an exemption. Exemptions include 

You can take steps to prepare for an employee background check before you apply for a new job. By doing so, you could reduce the chance of being surprised by inaccurate or forgotten information that could show up during the background check process.