“Pay As You Drive” Automobile Insurance: The Need to Guard Personal Privacy

Privacy Rights Clearinghouse and PrivacyActivism agree that a pay-drive plan that offers financial incentives for those who drive infrequently or who may choose to carpool or take public transportation has enormous potential for reducing traffic and protecting the environment. However, we respectfully disagree with the Commissioner’s statements in his August 3, 2009, press release that the regulations protect the privacy of California drivers.

Also, regrettably, neither the Department’s press release nor the amended regulations explain how the privacy of California drivers is protected.

Privacy Today: A Review of Current Issues

The purpose of this report is to highlight and summarize key privacy issues affecting consumers today and tomorrow. Readers who want to explore issues in depth should visit the Web sites of government agencies, public interest groups, industry associations, and companies. A list of public interest groups that are working on these issues is provided at the end of the report.

Top 8 Things You Shouldn't Give Social Networking Sites

While websites like Facebook and MySpace make it easy to share vacation photos with old classmates, the personal information on social networks is also attracting people besides friends and family members.  Scam artists, identity thieves, debt collectors, stalkers, hiring managers, and companies looking for a marketing advantage are turning to social networking sites to gather valuable information. Before you publish your next status update, take care that you aren’t risking your identity, security or reputation.

Below are eight things you shouldn’t give to a social network – when signing up for an account, posting content or interacting with your contacts through the network.

Geotag, You're It! What Your Smartphone Might Be Saying Behind Your Back

Snap a photo of a sunset with your iPhone and you can upload it to Twitter with a few clicks. But your smartphone might be transmitting more than a pretty photograph. It could be collecting and storing data about your real-time location – and then broadcasting that information when you upload photos onto the Internet. What is Geotagging? Geotagging refers to the practice of adding location information – like GPS coordinates – to different types of media, such as photos. The location information is embedded in a way that may not be visible to the naked eye. There are several ways to make geotags visible, including browser plug-ins and software programs that can reveal the location information embedded in photos, videos and other types of media.

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