How to Choose an Identity Theft Monitoring Service

If you’re thinking about purchasing identity theft monitoring services, there is now a “shopping guide” that will help you choose the best service for you. The Privacy Rights Clearinghouse (PRC) participated in a task force hosted by the Consumer Federation of America to develop a set of guidelines for the identity theft monitoring industry. Members of the task force, which included industry, consumer, and government representatives, researched the industry for 16 months and recently published Best Practices for Identity Theft Services (PDF). The report provides a blueprint for what identity theft monitoring services should be doing.

Online Reputation Management - What Every Jobseeker Should Know

In today’s digital world, false or unflattering information attached to your name could haunt you for years.  For jobseekers competing in a tough economy, an unprofessional online presence could be a hindrance to landing a good job.  More employers are using the Internet to learn about job candidates, with a recent Microsoft survey showing that 70% of hiring managers have rejected a job applicant because of information posted online. 

Some jobseekers are turning to Online Reputation Management (ORM) firms to help them improve their digital personas.  Before you pay for an ORM service, be aware that ORM firms do not have the ability to remove unflattering information from the Internet any more than you do. If you are willing to invest the time, you can manage your own online reputation at little or no cost.

Top 8 Things You Shouldn't Give Social Networking Sites

While websites like Facebook and MySpace make it easy to share vacation photos with old classmates, the personal information on social networks is also attracting people besides friends and family members.  Scam artists, identity thieves, debt collectors, stalkers, hiring managers, and companies looking for a marketing advantage are turning to social networking sites to gather valuable information. Before you publish your next status update, take care that you aren’t risking your identity, security or reputation.

Below are eight things you shouldn’t give to a social network – when signing up for an account, posting content or interacting with your contacts through the network.

Keep Personal Information Safe When You Travel

When you travel, your risk of exposure to fraud and identity theft may increase. It’s a fact that people tend to let their guard down while on vacation.  Identity theft is often a crime of opportunity.  Don’t be a vacationer who presents a thief with that opportunity.  Your personal information, credit and debit cards, driver’s license, passport, and other personal information are the criminal’s target. By spending a few minutes planning before you travel, you can help reduce the risk that a thief will ruin your vacation.  You can also help avoid unnecessary problems with your financial institution. Here are some tips for an enjoyable vacation.

What You Should Know About Credit Repair Companies

If you’re losing sleep over bad credit, ads promising a quick fix can seem like a dream come true. But, hook up with the wrong company and your dreams of clean credit can quickly turn into a living nightmare.

While the economy has faltered in recent years, credit repair companies have flourished. As is often the case, hard times for consumers create opportunities for scammers. An unscrupulous credit repair company may collect upfront fees, may make you pay for things you can get for free or may even persuade you to break the law.

If you are knee-deep in debt and thinking about a credit repair service, read out guide to find out how to recognize a dishonest credit repair service.

Attend the Computers, Freedom and Privacy Conference

Computers, Freedom and Privacy in a Networked Society is currently taking place in San Jose, CA .  Privacy professionals as well as the general public have been invited to hear expert speakers, attend panel discussions and learn about the impact of emerging technologies on individual liberties and personal privacy.

In its twentieth year, CFP is the leading policy conference exploring the impact of the Internet, computers and communications technology on society.  This year offers an exceptionally strong program.  Speakers include consumer privacy experts such as PRC's own Beth Givens and other advocates, as well as industry representatives Google's David Drummond and Microsoft's Peter Cullen. 

Even if you aren't in San Jose, you can still take part in the conference. Visit www.cfp2010.org to watch live broadcasts of the events, follow along via Twitter using the #cfpconf hashtag, or visit the conference Facebook page at www.facebook.com/cfpconf.

On Friday June 18th, partipants in the CFP Conference and online will be voting to adopt a Social Networking Bill of Rights. Contribute your ideas to the process via Twitter, Facebook and blog posts. Read more here: http://cfp.acm.org/wordpress/?p=341 and http://www.facebook.com/CFPBillOfRights.  Also contribute via Twitter using the #billofrights hashtag.

Shred It, Don't Forget It!

With tax season ending, do you ever wonder what to do with your personal and financial records? Which ones do you need to save for tax or other purposes? While some people like to save things forever, others want to immediately toss out unnecessary clutter.

So what's the best way to decide whether to save or discard your records? Here are a few tips and information sources to help you decide which records you need to save, and how long you need to keep them.

Census Scams -- You Can Count on It

Now that the April 1st mail-in deadline has passed, Census employees are expected to make home visits to those individuals who did not return their Census forms.  Census workers will begin visiting private homes on May 1st.  Be careful. Scam artists posing as Census workers may engage in a number of tactics to collect personal information about you to commit fraud.  Typically, scammers will seek to obtain information such as your Social Security number or financial information.  Don’t fall for the trap!  At Census time and throughout the year, guard your personal information carefully. 

If you are not certain of the legitimacy of a request for information from the Census or any other organization, ask questions.  Do not provide any personal information until you have verified the identity of the requester. Read our tips so that you don’t fall prey to a scammer.

LifeLock Customers to Receive Refunds

The Federal Trade Commission (FTC) has announced that customers of LifeLock's identity theft protection services will be receiving refunds as part of a settlement with the company. Since 2006, LifeLock has advertised that it could prevent identity theft for consumers willing to sign up for its $10-a-month service. However, the fraud alerts that LifeLock placed on its customers’ credit files protected only against certain forms of identity theft. Yesterday’s FTC announcement about LifeLock confirms that consumers should use caution and common sense before paying for identity theft monitoring services.

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