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The federal law governing employment background checks (Fair Credit Reporting Act) doesn Read More

Even if you feel that you have nothing to hide or don’t particularly care whether an employer knows a lot about your private life, there are still reasons you should pay attention and understand your rights when it comes to background checks.

Even if you owe a debt, you have rights about when and how a debt collector contacts you.

Education records can consist of anything that is directly related to you/your child and maintained by a school or other educational agency. They could include information such as

The Family Educational Rights and Privacy Act (FERPA) allows public schools to release directory information to almost anyone. While there isn’t a standard definition of directory information that all schools follow, it can include your child's

The Gramm-Leach-Bliley Act (GLB) is a federal law that allowed financial institutions (banks/credit unions, credit card issuers, payday loan companies, mortgage brokers, insurance companies, investment companies and investment advisors) to combine more easily and gain more access to your personal Read More

LexisNexis Comprehensive Loss Underwriting Exchange (CLUE) and Verisk Automated-Property Loss Underwriting System (A-PLUS) allow home and auto insurers to exchange information about auto and property loss insurance claims. Read More

When you pay with your debit card, you're ta Read More