The Rosenthal Fair Debt Collection Practices Act (Rosenthal Act) is a California law that governs debt collection agency practices for personal debts—including how and when a debt collector may contact an individual about money allegedly owed on:

The Fair Debt Collection Practices Act is a federal law that governs debt collection agency practices for personal debts—including how and when a debt collector may contact an individual about money allegedly owed on a

No, it won’t. While your payment history is the most important factor in determining your credit score, early payments won’t change your payment history (only paying your bills on time or not).

If you live in California, you have the right to ask a company to tell you what personal information it has about you, stop it from selling personal information, delete the information or allow you to download it.

The California Consumer Privacy Act (CCPA) is a state law that provides California residents rights when dealing with businesses that collect and sell their personal information.

On January 1, the California Consumer Privacy Act (CCPA) went into effect giving all Californians new privacy rights. This highly-anticipated state law provides residents with the right to