Debt Collection

The Rosenthal Fair Debt Collection Practices Act (Rosenthal Act) is a California law that governs debt collection agency practices for personal debts—including how and when a debt collector may contact an individual about money allegedly owed on:

The Fair Debt Collection Practices Act is a federal law that governs debt collection agency practices for personal debts—including how and when a debt collector may contact an individual about money allegedly owed on a

The Gramm-Leach-Bliley Act (GLB)—also known as the Financial Services Modernization Act of 1999—repealed laws that prevented the merger of banks, brokerage companies and insurance companies.

If you’ve been the victim of identity theft, you could have debts in your name that aren’t yours (and might not even know they exist until a debt collector tries to collect).

Even if you owe a debt, you have rights about when and how a debt collector contacts you.

If you consented at any point (this might include providing your number on an account application), a debt collector can do this.