Can a debt collector robocall me?
If you consented at any point (this might include providing your number on an account application), a debt collector can do this. Read More
Why do I get so much junk mail?
The U.S. Postal Service (USPS) makes deals with businesses to increase the amount of standard mail (junk mail) that’s sent. Read More
Is my criminal history public record in California?
In California, criminal histories (rap sheets) compiled by law enforcement agencies are not public record. Only certain employers such as public utilities, law enforcement, security guard firms and child care facilities have access to this information.
Read MoreCan a background check include criminal records that have been expunged?
They shouldn’t, but definitions of expungement vary from state to state. The records might not completely disappear and might still be available to law enforcement. Read More
Will an eviction notice show up on my credit report?
No, an eviction notice by itself won’t show up on your credit report.
There are a couple of other ways that evidence of an eviction could still show up on you credit report, for example, if you
Read MoreCan a landlord require a credit check when I apply for a rental?
Yes, most landlords will want to check your credit to help them decide whether to rent to you. Read More
Will my rent payments show up on my credit report?
On-time rent payments aren’t generally included in your credit report (your landlord has the option, but most don’t report them). However, if you don’t to pay your rent on time (or at all), your landlord might report it to a credit reporting agency and it would appear on your credit report.
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