Can a landlord require a credit check when I apply for a rental?
Yes, most landlords will want to check your credit to help them decide whether to rent to you. Read More
Will my rent payments show up on my credit report?
On-time rent payments aren’t generally included in your credit report (your landlord has the option, but most don’t report them). However, if you don’t to pay your rent on time (or at all), your landlord might report it to a credit reporting agency and it would appear on your credit report.
Read MoreWhat’s a data breach?
A data breach is a security violation in which sensitive, protected or confidential data is copied, transmitted, viewed, stolen or used by an unauthorized individual. It could be a result of
Read MoreNational Banks Agency Opposing Preemption of States: Comments to the Office of the Comptroller of Currency
Comments Submitted by:
Privacy Rights Clearinghouse
PrivacyActivism
Electronic Privacy Information Center
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Know Your Rights: Debt Collectors Contacting You
Even if you owe a debt, you have rights about when and how a debt collector contacts you.
Read MoreConsumers' Financial Privacy Act (AB 1707): Testimony to the California Assembly Banking and Finance Committee
Testimony of Beth Givens, Director
Assembly Banking and Finance Committee
Assembly Bill 1707, Assemblymember Sheila Kuehl
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National Credit Reporting Agencies and Free Reports: Credit Reports Most People Have Never Heard Of: Comments to the Federal Trade Commission
April 16, 2004
Federal Trade Commission
FACTA Free Reports
Post Office Box 1031
Merrified, VA 22116-1031
Electronic Filing: www.regulations.gov
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