Are there steps I can take to avoid identity theft if my Social Security number’s been stolen?
Yes. The first thing you can do is freeze your credit. Read More
Yes. The first thing you can do is freeze your credit. Read More
Yes, if someone has stolen your child’s personal information, it’s possible for accounts to be opened in your child’s name. To determine whether this has happened, you can contact the three major credit bureaus (Experian, TransUnion, Equifax) to see if your child has a file. Read More
If you consented at any point (this might include providing your number on an account application), a debt collector can do this. Read More
Yes, they can. While federal laws and rules require them to have minimum requirements with Customer Identification Programs, they also have flexibility in establishing their own procedures.
Read MoreYou can take steps to prepare for an employee background check before you apply for a new job. By doing so, you could reduce the chance of being surprised by inaccurate or forgotten information that could show up during the background check process.
Read MoreIf you ordered a copy of your credit report and found negative or in Read More
You can get a free copy of your credit report once a year from each of the three credit bureaus (Equifax, Experian and TransUnion).
Through April 2021, you can get a free copy of your credit report once every week.
Read MoreCredit freezes (also called security freezes) prevent fraudulent accounts from being opened in your name by not allowing anyone to check your credit report. Read More