Can a landlord require a credit check when I apply for a rental?
Yes, most landlords will want to check your credit to help them decide whether to rent to you. Read More
Will my rent payments show up on my credit report?
On-time rent payments aren’t generally included in your credit report (your landlord has the option, but most don’t report them). However, if you don’t to pay your rent on time (or at all), your landlord might report it to a credit reporting agency and it would appear on your credit report.
Read MoreWhat’s a data breach?
A data breach is a security violation in which sensitive, protected or confidential data is copied, transmitted, viewed, stolen or used by an unauthorized individual. It could be a result of
Read MoreKnow Your Rights: Debt Collectors Contacting You
Even if you owe a debt, you have rights about when and how a debt collector contacts you.
Read MoreKnow Your Rights: Financial Privacy
The Gramm-Leach-Bliley Act (GLB) is a federal law that allowed financial institutions (banks/credit unions, credit card issuers, payday loan companies, mortgage brokers, insurance companies, investment companies and investment advisors) to combine more easily and gain more access to your personal Read More
Loss History: CLUE and A-Plus Reports
LexisNexis Comprehensive Loss Underwriting Exchange (CLUE) and Verisk Automated-Property Loss Underwriting System (A-PLUS) allow home and auto insurers to exchange information about auto and property loss insurance claims. Read More