Know Your Rights: Debt Collectors Contacting You
Even if you owe a debt, you have rights about when and how a debt collector contacts you.
Read MoreEven if you owe a debt, you have rights about when and how a debt collector contacts you.
Read MoreIf you’ve been the victim of identity theft, you could have debts in your name that aren’t yours (and might not even know they exist until a debt collector tries to collect).
Read MoreThe Fair Credit Reporting Act (FCRA) is a federal law that was enacted to promote the accuracy, fairness and privacy of information in credit reporting agency files. Various federal agencies enforce and write rules implementing the FCRA. Read More
The Gramm-Leach-Bliley Act (GLB) is a federal law that allowed financial institutions (banks/credit unions, credit card issuers, payday loan companies, mortgage brokers, insurance companies, investment companies and investment advisors) to combine more easily and gain more access to your personal Read More
LexisNexis Comprehensive Loss Underwriting Exchange (CLUE) and Verisk Automated-Property Loss Underwriting System (A-PLUS) allow home and auto insurers to exchange information about auto and property loss insurance claims. Read More
As data breaches exposing payment card information continue to make headlines, there are a couple of things you can consider to reduce their potential impact on you.
Read MoreWhen you realize that you’ve lost your card or it's been stolen, you’ll want to notify your bank or credit card company as soon as possible. If you’re not satisfied with their response, you can file a complaint with the Read More