Fair Credit Reporting Act

The Fair Credit Reporting Act (FCRA) is a federal law that was enacted to promote the accuracy, fairness and privacy of information in credit reporting agency files. Various federal agencies enforce and write rules implementing the FCRA.

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Will my rent payments show up on my credit report?

On-time rent payments aren’t generally included in your credit report (your landlord has the option, but most don’t report them). However, if you don’t to pay your rent on time (or at all), your landlord might report it to a credit reporting agency and it would appear on your credit report.

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