No, only information about property loss claims made against homeowner or automobile policies are included in these reports. However, these aren’t the only tools insurers use. Your credit history can still play an important role in an insurance company’s decision to insure you and determine your cost.
The Fair Credit Reporting Act (FCRA) is a federal law that was enacted to promote the accuracy, fairness and privacy of information in credit reporting agency files. Various federal agencies enforce and write rules implementing the FCRA. Read More
Others can get your personal information in many ways including
data breaches discarded documents stolen wallets/purses stolen mail phishingWhile you can't always prevent identity theft, you can reduce your risk.
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