PRC and WPF Ask the FTC to Immediately Stop Credit Bureaus From Blocking Links to www.AnnualCreditReport.com
UPDATE: As of noon, February 28, the credit bureaus began to allow linking to the annualcreditreport.com site from other sites. Read More
UPDATE: As of noon, February 28, the credit bureaus began to allow linking to the annualcreditreport.com site from other sites. Read More
A new federal law, known as the Fair and Accurate Credit Transactions Act, or FACTA, adopted by Congress in 2003 gives consumers nationwide the right to receive a free copy of their credit report. The law is being phased in through the U.S. and Midwest states are next on the rollout list. Read More
Comments on the Availability of Sensitive Information about Consumers and Its Possible Use for Financial Fraud
Board of Governors of the Federal Reserve System
Docket No. R-0953
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Joel Winston
Associate Director
Financial Practices Division
Bureau of Consumer Protection
Federal Trade Commission
600 Pennsylvania Ave., NW
Washington, DC 20580
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For this entry, we will be taking a look at AB 1580, the California bill that gives children (and other protected individuals) the ability to use a credit freeze to as a tool to help protect against identity theft.
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An August 25-26 survey of over 500 Californians reveals overwhelming consumer support for California Senate Bill 362 (SB 362)—the California Delete Act—and significant consumer concerns regarding the collection and selling of their personal data by data brokers.
Findings include:
Read MoreNo, it won’t. While your payment history is the most important factor in determining your credit score, early payments won’t change your payment history (only paying your bills on time or not).
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