The Fair Credit Reporting Act (FCRA) is a federal law that was enacted to promote the accuracy, fairness and privacy of information in credit reporting agency files. Various federal agencies enforce and write rules implementing the FCRA. Read More
The Gramm-Leach-Bliley Act (GLB)—also known as the Financial Services Modernization Act of 1999—repealed laws that prevented the merger of banks, brokerage companies and insurance companies. Read More
The California Delete Act is a state law that provides California residents with a one-click mechanism to ask registered data brokers to delete their personal information. Read More
The California Consumer Privacy Act (CCPA) is a state law that provides California residents rights when dealing with businesses that collect and sell their personal information.
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The Fair Chance Act (also known as California’s Ban the Box law) is a California law that restricts when and how employers can inquire about and consider a job applicant’s criminal history.
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The Genetic Information Privacy Act is a California law that places data collection, use, security and disclosure requirements on direct-to-consumer genetic testing companies and provides consumers with access and deletion rights.
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Yes. The first thing you can do is freeze your credit. Read More
Yes, if someone has stolen your child’s personal information, it’s possible for accounts to be opened in your child’s name. To determine whether this has happened, you can contact the three major credit bureaus (Experian, TransUnion, Equifax) to see if your child has a file. Read More