Can a landlord require a credit check when I apply for a rental?
Yes, most landlords will want to check your credit to help them decide whether to rent to you. Read More
Yes, most landlords will want to check your credit to help them decide whether to rent to you. Read More
On-time rent payments aren’t generally included in your credit report (your landlord has the option, but most don’t report them). However, if you don’t to pay your rent on time (or at all), your landlord might report it to a credit reporting agency and it would appear on your credit report.
Read MoreThe Fair Credit Reporting Act (FCRA) is a federal law that was enacted to promote the accuracy, fairness and privacy of information in credit reporting agency files. Various federal agencies enforce and write rules implementing the FCRA. Read More
No, only information about property loss claims made against homeowner or automobile policies are included in these Read More
Medical debt often results from unpredictable events, but you shouldn’t let them ruin your credit for years to come. Many Americans are impacted by medical debt—it makes up a large portion of reported debt on credit reports.
Read MoreHardly a day goes by where data breaches and identity fraud don't make the headlines. In such a world, you may find yourself researching credit monitoring services.
Read MoreOthers can get your personal information in many ways including
data breaches discarded documents stolen wallets/purses stolen mail phishingWhile you can't always prevent identity theft, you can reduce your risk.
Read MoreThe Federal Trade Commission (FTC) recently released details of its settlement agreement with Equifax concerning its 2017 data breach exposing the sensitive personal information of more than 147 million Americans. Read More