Can a landlord require a credit check when I apply for a rental?
Yes, most landlords will want to check your credit to help them decide whether to rent to you. Read More
Yes, most landlords will want to check your credit to help them decide whether to rent to you. Read More
On-time rent payments aren’t generally included in your credit report (your landlord has the option, but most don’t report them). However, if you don’t to pay your rent on time (or at all), your landlord might report it to a credit reporting agency and it would appear on your credit report.
Read MoreNo, only information about property loss claims made against homeowner or automobile policies are included in these Read More
Others can get your personal information in many ways including
data breaches discarded documents stolen wallets/purses stolen mail phishingWhile you can't always prevent identity theft, you can reduce your risk.
Read MoreA credit freeze is the greatest protection you have against identity theft, specifically new account fraud. In 2003, California became the first state in the US to pass a law giving its residents the right to freeze their credit. Read More
UPDATE: As of noon, February 28, the credit bureaus began to allow linking to the annualcreditreport.com site from other sites. Read More
A new federal law, known as the Fair and Accurate Credit Transactions Act, or FACTA, adopted by Congress in 2003 gives consumers nationwide the right to receive a free copy of their credit report. The law is being phased in through the U.S. and Midwest states are next on the rollout list. Read More
Comments on the Availability of Sensitive Information about Consumers and Its Possible Use for Financial Fraud
Board of Governors of the Federal Reserve System
Docket No. R-0953
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