Credit Monitoring Services: The Breakdown
Hardly a day goes by where data breaches and identity fraud don't make the headlines. In such a world, you may find yourself researching credit monitoring services.
Read MoreHardly a day goes by where data breaches and identity fraud don't make the headlines. In such a world, you may find yourself researching credit monitoring services.
Read MoreA credit freeze is the greatest protection you have against identity theft, specifically new account fraud. In 2003, California became the first state in the US to pass a law giving its residents the right to freeze their credit. Read More
UPDATE: As of noon, February 28, the credit bureaus began to allow linking to the annualcreditreport.com site from other sites. Read More
A new federal law, known as the Fair and Accurate Credit Transactions Act, or FACTA, adopted by Congress in 2003 gives consumers nationwide the right to receive a free copy of their credit report. The law is being phased in through the U.S. and Midwest states are next on the rollout list. Read More
Comments on the Availability of Sensitive Information about Consumers and Its Possible Use for Financial Fraud
Board of Governors of the Federal Reserve System
Docket No. R-0953
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Joel Winston
Associate Director
Financial Practices Division
Bureau of Consumer Protection
Federal Trade Commission
600 Pennsylvania Ave., NW
Washington, DC 20580
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For this entry, we will be taking a look at AB 1580, the California bill that gives children (and other protected individuals) the ability to use a credit freeze to as a tool to help protect against identity theft.
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The Federal Trade Commission (FTC) recently released details of its settlement agreement with Equifax concerning its 2017 data breach exposing the sensitive personal information of more than 147 million Americans. Read More