Can a landlord require a credit check when I apply for a rental?
Yes, most landlords will want to check your credit to help them decide whether to rent to you. Read More
Yes, most landlords will want to check your credit to help them decide whether to rent to you. Read More
On-time rent payments aren’t generally included in your credit report (your landlord has the option, but most don’t report them). However, if you don’t to pay your rent on time (or at all), your landlord might report it to a credit reporting agency and it would appear on your credit report.
Read MoreA data breach is a security violation in which sensitive, protected or confidential data is copied, transmitted, viewed, stolen or used by an unauthorized individual. It could be a result of
Read MoreIf you’ve been the victim of identity theft, you could have debts in your name that aren’t yours (and might not even know they exist until a debt collector tries to collect).
Read MoreThe Fair Credit Reporting Act (FCRA) is a federal law that was enacted to promote the accuracy, fairness and privacy of information in credit reporting agency files. Various federal agencies enforce and write rules implementing the FCRA. Read More
Peer-to-Peer (P2P) payment services (PayPal, Venmo) enable you to easily send, receive or request payments to or from others. Read More
You can complain about a credit card company’s privacy practices by filing a complaint with the Consumer Financial Protection Bureau.
Read MoreNo, only information about property loss claims made against homeowner or automobile policies are included in these Read More