Will paying my bills early increase my credit score?
No, it won’t. While your payment history is the most important factor in determining your credit score, early payments won’t change your payment history (only paying your bills on time or not).
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Whether individuals are hired, promoted, retained or allowed to volunteer often depends on information revealed in a background check. Companies conduct background checks on prospective employees and volunteers for many reasons including
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Credit reports are compiled by a credit reporting agency and contain data from many different sources. They are commonly used to make decisions about a person’s ability to obtain credit, employment, insurance and rent or purchase a home. Read More
Credit Score Basics
A credit score is a numerical value or categorization a lender uses to predict the likelihood of certain credit behaviors (i.e. default). A credit score may also be used to determine the credit terms or rate a person pays for a loan. Read More
Social Security Number Basics
A Social Security number (SSN) is a nine digit identification number that has become a universal identifier for both the government and the private sector in the U.S.
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A specialty consumer report (compiled by a specialty consumer reporting agency) may include
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