A specialty consumer report (compiled by a specialty consumer reporting agency) may include
residential or tenant history check writing and banking history employment history insurance claims medical records and prescription history Read More
A Social Security number (SSN) is a nine digit identification number that has become a universal identifier for both the government and the private sector in the U.S.
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The Gramm-Leach-Bliley Act (GLB)—also known as the Financial Services Modernization Act of 1999—repealed laws that prevented the merger of banks, brokerage companies and insurance companies. Read More
The Fair Credit Reporting Act (FCRA) is a federal law that was enacted to promote the accuracy, fairness and privacy of information in credit reporting agency files. Various federal agencies enforce and write rules implementing the FCRA. Read More
A credit score is a numerical value or categorization a lender uses to predict the likelihood of certain credit behaviors (i.e. default). A credit score may also be used to determine the credit terms or rate a person pays for a loan. Read More
The Investigative Consumer Reporting Agencies Act (ICRAA) is a California law that requires Read More