Q&A

It is a good idea to get a MIB report if you’re applying for private life, long-term care or disability insurance. MIB reports contain medical and prescription drug history information and may affect the the price you pay for insurance (or even your ability to get it).

CLUE reports contain homeowner and automobile insurance claims history, and can affect the th Read More

A ChexSystems report contains information on banking/check writing history, so it’s a good idea to get one if you’ve had problems with your checking/savings accounts or are a victim of identity theft Read More

If your credit card number is stolen (not the actual card), you aren’t liable for the unaut Read More

No, only information about property loss claims made against homeowner or automobile policies are included in these Read More

You can complain about a credit card company’s privacy practices by filing a complaint with the Consumer Financial Protection Bureau.