Fred's son (age 10) received a pre-approved credit offer in the mail. Fred traced the offer back to the national athletic organization that oversees the swimming program in which his son participated. Angered that the organization would release the names and addresses of its young participants, he took his son out of the swimming program.
Fred's name has been changed to protect his privacy.
The Fair Credit Reporting Act (FCRA) is a federal law that was enacted to promote the accuracy, fairness and privacy of information in credit reporting agency files. Various federal agencies enforce and write rules implementing the FCRA. Read More
Others can get your personal information in many ways including
data breaches discarded documents stolen wallets/purses stolen mail phishingWhile you can't always prevent identity theft, you can reduce your risk.
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