Is my credit history included in a CLUE or A-PLUS report?
No, only information about property loss claims made against homeowner or automobile policies are included in these Read More
No, only information about property loss claims made against homeowner or automobile policies are included in these Read More
Others can get your personal information in many ways including
data breaches discarded documents stolen wallets/purses stolen mail phishingWhile you can't always prevent identity theft, you can reduce your risk.
Read MoreThe Federal Trade Commission (FTC) recently released details of its settlement agreement with Equifax concerning its 2017 data breach exposing the sensitive personal information of more than 147 million Americans. Read More
Fred's son (age 10) received a pre-approved credit offer in the mail. Fred traced the offer back to the national athletic organization that oversees the swimming program in which his son participated. Read More
You have the right to dispute incomplete or inaccurate information in any consumer report prepared about you by a consumer reporting agency (CRA) including credit reporting agencies (credit bureaus) and specialty agencies (check writing history, medical records, rental history).
Read MoreNo, it won’t. While your payment history is the most important factor in determining your credit score, early payments won’t change your payment history (only paying your bills on time or not).
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