Can a landlord require a credit check when I apply for a rental?
Yes, most landlords will want to check your credit to help them decide whether to rent to you. Read More
Will my rent payments show up on my credit report?
On-time rent payments aren’t generally included in your credit report (your landlord has the option, but most don’t report them). However, if you don’t to pay your rent on time (or at all), your landlord might report it to a credit reporting agency and it would appear on your credit report.
Read MoreIs my credit history included in a CLUE or A-PLUS report?
No, only information about property loss claims made against homeowner or automobile policies are included in these Read More
Reducing Your Risk of Identity Theft
Others can get your personal information in many ways including
data breaches discarded documents stolen wallets/purses stolen mail phishingWhile you can't always prevent identity theft, you can reduce your risk.
Read MoreFederal Trade Commission Walks Back Messaging Around Equifax Settlement
The Federal Trade Commission (FTC) recently released details of its settlement agreement with Equifax concerning its 2017 data breach exposing the sensitive personal information of more than 147 million Americans. Read More
Fred's Story: Young Son Received Credit Offer by Swimming Program Releasing His Information
Fred's son (age 10) received a pre-approved credit offer in the mail. Fred traced the offer back to the national athletic organization that oversees the swimming program in which his son participated. Read More
John's Story: Denied Employment Due to Stroke-Related Bad Credit
John had been regularly denied employment due to poor credit stemming from a stroke. During a recent job interview, he spoke very candidly about his financial position—making them aware that he suffered a stroke and lost his job as a result. Read More