PRC and WPF Ask the FTC to Immediately Stop Credit Bureaus From Blocking Links to www.AnnualCreditReport.com
UPDATE: As of noon, February 28, the credit bureaus began to allow linking to the annualcreditreport.com site from other sites. Read More
UPDATE: As of noon, February 28, the credit bureaus began to allow linking to the annualcreditreport.com site from other sites. Read More
A new federal law, known as the Fair and Accurate Credit Transactions Act, or FACTA, adopted by Congress in 2003 gives consumers nationwide the right to receive a free copy of their credit report. The law is being phased in through the U.S. and Midwest states are next on the rollout list. Read More
Comments on the Availability of Sensitive Information about Consumers and Its Possible Use for Financial Fraud
Board of Governors of the Federal Reserve System
Docket No. R-0953
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Joel Winston
Associate Director
Financial Practices Division
Bureau of Consumer Protection
Federal Trade Commission
600 Pennsylvania Ave., NW
Washington, DC 20580
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For this entry, we will be taking a look at AB 1580, the California bill that gives children (and other protected individuals) the ability to use a credit freeze to as a tool to help protect against identity theft.
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Fred's son (age 10) received a pre-approved credit offer in the mail. Fred traced the offer back to the national athletic organization that oversees the swimming program in which his son participated. Read More
John had been regularly denied employment due to poor credit stemming from a stroke. During a recent job interview, he spoke very candidly about his financial position—making them aware that he suffered a stroke and lost his job as a result. Read More
You have the right to dispute incomplete or inaccurate information in any consumer report prepared about you by a consumer reporting agency (CRA) including credit reporting agencies (credit bureaus) and specialty agencies (check writing history, medical records, rental history).
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