Can a landlord require a credit check when I apply for a rental?
Yes, most landlords will want to check your credit to help them decide whether to rent to you.
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Will my rent payments show up on my credit report?
On-time rent payments aren’t generally included in your credit report (your landlord has the option, but most don’t report them). However, if you don’t to pay your rent on time (or at all), your landlord might report it to a credit reporting agency and it would appear on your credit report.
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Fair Credit Reporting Act
The Fair Credit Reporting Act (FCRA) is a federal law that was enacted to promote the accuracy, fairness and privacy of information in credit reporting agency files. Various federal agencies enforce and write rules implementing the FCRA.
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No, only information about property loss claims made against homeowner or automobile policies are included in these
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Don’t Let Medical Debt Kill Your Credit
Medical debt often results from unpredictable events, but you shouldn’t let them ruin your credit for years to come. Many Americans are impacted by medical debt—it makes up a large portion of reported debt on credit reports.
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Credit Monitoring Services: The Breakdown
Hardly a day goes by where data breaches and identity fraud don't make the headlines. In such a world, you may find yourself researching credit monitoring services.
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Reducing Your Risk of Identity Theft
Others can get your personal information in many ways including
data breaches discarded documents stolen wallets/purses stolen mail phishingWhile you can't always prevent identity theft, you can reduce your risk.
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