Fred's son (age 10) received a pre-approved credit offer in the mail. Fred traced the offer back to the national athletic organization that oversees the swimming program in which his son participated. Read More
John had been regularly denied employment due to poor credit stemming from a stroke. During a recent job interview, he spoke very candidly about his financial position—making them aware that he suffered a stroke and lost his job as a result. Read More
You have the right to dispute incomplete or inaccurate information in any consumer report prepared about you by a consumer reporting agency (CRA) including credit reporting agencies (credit bureaus) and specialty agencies (check writing history, medical records, rental history).
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An August 25-26 survey of over 500 Californians reveals overwhelming consumer support for California Senate Bill 362 (SB 362)—the California Delete Act—and significant consumer concerns regarding the collection and selling of their personal data by data brokers.
Findings include:
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No, it won’t. While your payment history is the most important factor in determining your credit score, early payments won’t change your payment history (only paying your bills on time or not).
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