Are there steps I can take to avoid identity theft if my Social Security number’s been stolen?
Yes. The first thing you can do is freeze your credit. Read More
Yes. The first thing you can do is freeze your credit. Read More
Yes, if someone has stolen your child’s personal information, it’s possible for accounts to be opened in your child’s name. To determine whether this has happened, you can contact the three major credit bureaus (Experian, TransUnion, Equifax) to see if your child has a file. Read More
Whether individuals are hired, promoted, retained or allowed to volunteer often depends on information revealed in a background check. Companies conduct background checks on prospective employees and volunteers for many reasons including
Read MoreIf you consented at any point (this might include providing your number on an account application), a debt collector can do this. Read More
California’s Financial Information Privacy Act (FIPA) extends your financial privacy rights by providing more protection than the federal Read More
Yes, they can. While federal laws and rules require them to have minimum requirements with Customer Identification Programs, they also have flexibility in establishing their own procedures.
Read MoreWe often hear people use the terms credit report and credit score interchangeably without realizing they are different. It’s understandable since credit scores and credit reports are related (credit scores can be based upon information found in a credit report). Read More
Credit reports are compiled by a credit reporting agency and contain data from many different sources. They are commonly used to make decisions about a person’s ability to obtain credit, employment, insurance and rent or purchase a home. Read More