Investigative Consumer Reporting Agencies Act (California)
The Investigative Consumer Reporting Agencies Act (ICRAA) is a California law that requires Read More
The Investigative Consumer Reporting Agencies Act (ICRAA) is a California law that requires Read More
The Fair Credit Reporting Act (FCRA) is a federal law that was enacted to promote the accuracy, fairness and privacy of information in credit reporting agency files. Various federal agencies enforce and write rules implementing the FCRA. Read More
The Gramm-Leach-Bliley Act (GLB)—also known as the Financial Services Modernization Act of 1999—repealed laws that prevented the merger of banks, brokerage companies and insurance companies. Read More
The California Delete Act is a state law that provides California residents with a one-click mechanism to ask registered data brokers to delete their personal information. Read More
The California Consumer Privacy Act (CCPA) is a state law that provides California residents rights when dealing with businesses that collect and sell their personal information.
Read MoreWhether individuals are hired, promoted, retained or allowed to volunteer often depends on information revealed in a background check. Companies conduct background checks on prospective employees and volunteers for many reasons including
Read MoreCredit reports are compiled by a credit reporting agency and contain data from many different sources. They are commonly used to make decisions about a person’s ability to obtain credit, employment, insurance and rent or purchase a home. Read More
A credit score is a numerical value or categorization a lender uses to predict the likelihood of certain credit behaviors (i.e. default). A credit score may also be used to determine the credit terms or rate a person pays for a loan. Read More