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Banking & Finance
Banking & Finance
Consumer Guides
Credit Reporting Basics: How Private Is My Credit Report?
"Other" Consumer Reports: What You Should Know about "Specialty" Reports
Your Credit Score: How It All Adds Up
Personal Record Retention and Destruction Plan
Financial Privacy
Is Your Financial Information Safe?
CLUE and You: How Insurers Size You Up
Debt Collection and Your Rights
Customer Identification Programs for Financial Transactions
Privacy When You Pay: Credit, Debit, Cash and More
Quick Tips
Debt Collection
Credit Reports
Infographics
Debt Collectors Real and Fake
Privacy Quiz (Visa & MasterCard Rules)
Privacy Quiz (Bank Fraud)
Privacy Quiz (Debt Collection)
Blog Articles
Get Ready for Same Day ACH Debits (
September 26, 2017
)
Peer-to-Peer (P2P) Payments: What You Need to Know (
August 7, 2017
)
Don’t Get Skimmed! (
July 18, 2017
)
Recent Chipotle Breach Highlights Debit Card Risks (
May 30, 2017
)
Privacy 101 (
May 10, 2017
)
Shopping and Your Privacy (
November 15, 2016
)
Deep Insert ATM Skimmers May Pose a Risk to Your Money (
May 23, 2016
)
Deep Insert ATM Skimmers May Pose a Risk to Your Money (
May 23, 2016
)
New Chip-Enabled Credit and Debit Cards: What Do They Mean for You? (
September 21, 2015
)
The Power of Complaints: An Opportunity to Strengthen the Consumer’s Voice (
July 21, 2014
)
Don't Become a Target: Make Smart Choices to Protect Your Privacy (
January 27, 2014
)
YouTube Video on Debit Cards: Know the Risks (
July 2, 2012
)
YouTube Video on Annual Credit Reports (
May 1, 2012
)
It’s Tax Day! Now, What to Do with All Those Records? (
April 18, 2011
)
Tax Season Tips to Protect Your Privacy (
January 12, 2011
)
Check Out of Your Checking Account (
November 22, 2010
)
New Federal Law Protects Gift Card Users (
September 20, 2010
)
Want to Buy a $37 Soda? (
August 24, 2009
)
Spring Cleaning Your Personal and Financial Records (
April 18, 2008
)
The Case of the Disappearing Check: What is Electronic Check Conversion? (
January 25, 2007
)
Tell the FCC to Stop Debt Collectors from Calling Your Cell Phone (
May 7, 2006
)
Tell the IRS that Allowing Tax Preparers to Sell Taxpayer Data to Marketers Is a Bad Idea (
March 25, 2006
)
Privacy Tips for Tax Season (
March 6, 2006
)
Popular Online Investing Attracts Identity Thieves and Phishing Scams (
November 13, 2005
)
Don't Be Scammed by Hurricane Katrina Fraudsters (
September 7, 2005
)
Who Is Using Your Checkbook? FDIC Warns About Qchex.com (
August 14, 2005
)
Consumers Can Get Free “Specialty” Consumer Reports Starting December 1, 2004 (
November 29, 2004
)
PRC Applauds Court Decision Upholding California's SB 1 on Financial Privacy (
July 1, 2004
)
Groups Oppose Data Mining of Health Information by Financial Institutions (
September 10, 2003
)
California Financial Information Privacy Act: Senate Bill 1 (Speier & Burton) (
August 26, 2003
)
Poll: 91% Voter Support For Financial Privacy Initiative (
February 10, 2003
)
Full-Page Ad Distorts Facts about SB 773, California Financial Privacy Bill (
August 26, 2002
)
San Mateo Co. (California) Board of Supervisors Unanimously Adopts Financial Information Privacy Ordinance (
August 6, 2002
)
North Dakota Votes for "Opt-In" Financial Privacy (
June 21, 2002
)
Confusing E-Mail about Opt-Out Number Sends the Wrong Message (
July 25, 2001
)
July 1st Privacy Notice Deadline is For Banks, Not Customers (
June 25, 2001
)
Financial Privacy Notices: Do They Really Want You to Know What They're Saying? (
June 1, 2001
)
New Privacy Rights May Be Buried in "Junk" Mail (
March 26, 2001
)
Videos
Short Video Series
Credit Cards vs Debit Cards: Know Your Rights.
Annual Credit Reports: Know Your Rights.
Debt Collection: Know Your Rights.
Public Policy and Reports
Consumer Financial Protection Bureau Comments in Support of CFPB’s Complaint Narrative Proposal (
September 25, 2014
)
CFPB Consumer Complaints Field Hearing: Testimony by Beth Givens, Executive Director, Privacy Rights Clearinghouse (July 17, 2014, El Paso TX) (
July 21, 2014
)
Comments to the FTC: Debt Collection 2.0 (
June 7, 2011
)
Comments to FTC: Collection of a Deceased Person's Debt (
December 1, 2010
)
“Pay As You Drive” Automobile Insurance: The Need to Guard Personal Privacy (
August 17, 2009
)
“Pay As You Drive” Automobile Insurance: Comments on the Need to Guard Personal Privacy (
July 9, 2009
)
“Pay As You Drive” Automobile Insurance: Recommendations for Guarding Personal Privacy (
June 18, 2008
)
Interagency Proposal for Model Privacy Form under the Gramm-Leach Bliley Act (
May 22, 2007
)
Identity Theft Red Flags and Address Discrepancies under the Fair and Accurate Credit Transactions Act of 2003 (
September 18, 2006
)
Prohibit Debt Collectors from Calling Cell Phones: Comments to the FCC (
May 7, 2006
)
Comments to Federal Agencies Regarding the Use of Personal Medical Data by Financial Institutions (
November 1, 2005
)
Comments to the California Department of Insurance Proposed Regulations ER05043832: Property Loss Databases (
March 8, 2005
)
Financial Literacy and Education Campaign Strategies (
November 1, 2004
)
Comments on FACTA Disposal Rule, RIN 3064-AC77: Fair and Accurate Credit Transaction Act Disposal of Consumer Report Information and Records (
July 22, 2004
)
Comments on FACTA Disposal Rule: Disposal of Consumer Report Information and Records (
June 15, 2004
)
Comments Regarding the Use of Personal Medical Data by Financial Institutions (
May 24, 2004
)
Comments to FTC on National Credit Reporting Agencies and Free Reports: Credit Reports Most People Have Never Heard Of (
April 16, 2004
)
Federal Agencies' Joint Request for Comment: Alternative Forms of Privacy Notices (
March 26, 2004
)
Financial Privacy Notices: Shorter is Better (
February 25, 2004
)
Groups Submit Comments to National Banks Agency Opposing Preemption of States (
September 26, 2003
)
Joint Comments to the California Department of Insurance Proposed Regulations RH 03031129: Property Loss Databases (
September 17, 2003
)
Oversight Hearing On Financial Privacy and the Gramm-Leach-Bliley Financial Services Modernization Act (
September 20, 2002
)
Comments to California Department of Insurance Concerning Privacy of Personal Financial and Medical Record Information (
June 19, 2002
)
2001: The GLB Odyssey -- We're Not There Yet: How Consumers Rial Privacy Notices and Recommendations for Improving Them (
December 4, 2001
)
Financial Privacy: The Shortcomings of the Federal Financial Services Modernization Act (
September 15, 2000
)
Consumers' Financial Privacy Act Testimony (
April 24, 2000
)
Comments of the Privacy Rights Clearinghouse and the Utility Consumers' Action Network on Proposed Privacy of Consumer Financial Information Regulations (Gramm-Leach Bliley Act) (
March 30, 2000
)
Letter to California Legislators and Governor Gray Davis by 15 Consumer-related Organizations in Favor of Strong Opt-in Financial Privacy Legislation (
March 23, 2000
)
Consumers' Concerns about Financial Privacy and Security (
October 19, 1998
)
Medical Records Privacy: Fears and Expectations of Patients (
May 15, 1996
)
Contributed Articles
Phishing: A Real-Life Experiment with Troubling Results (
February 9, 2007
)
Lost in the Fine Print: Readability of Financial Privacy Notices (Hochhauser) (
July 1, 2001
)