Financial

The Gramm-Leach-Bliley Act (GLB)—also known as the Financial Services Modernization Act of 1999—repealed laws that prevented the merger of banks, brokerage companies and insurance companies. Read More

Federal law requires banks and other financial institutions to put Customer Identification Programs in place to identify and verify the identity of their customers to prevent money laundering and the funding of terrorism.

A National Consumer Telecom & Utilities Exchange (NCTUE) report contains customer data reported by NCTUE member utility service providers. It’s a good idea to get one if you’re the victim of identity theft or wo Read More

It is a good idea to get a MIB report if you’re applying for private life, long-term care or disability insurance. MIB reports contain medical and prescription drug history information and may affect the the price you pay for insurance (or even your ability to get it).

CLUE reports contain homeowner and automobile insurance claims history, and can affect the th Read More

A ChexSystems report contains information on banking/check writing history, so it’s a good idea to get one if you’ve had problems with your checking/savings accounts or are a victim of identity theft Read More