We often hear people use the terms credit report and credit score interchangeably without realizing they are different. It’s understandable since credit scores and credit reports are related (credit scores can be based upon information found in a credit report). Read More
Can a bank make me give more information about myself than another one when I’m opening a new account?
Yes, they can. While federal laws and rules require them to have minimum requirements with Customer Identification Programs, they also have flexibility in establishing their own procedures.Read More
Yes, if someone has stolen your child’s personal information, it’s possible for accounts to be opened in your child’s name. To determine whether this has happened, you can contact the three major credit bureaus (Experian, TransUnion, Equifax) to see if your child has a file. Read More