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Employment

Medical debt often results from unpredictable events, but you shouldn’t let such an event ruin your credit for years to come. With 52 percent of all debt on credit reports coming from medical expenses, 43 million Americans are affected by this problem.

 Will you be a good employee?
Are you likely to wreck your car?
Is your checking account frequently overdrawn?
What prescription drugs do you take?
Are you in poor health?
Will you default on your mortgage? Read More

March 2000

[Excerpted from Report of the "New York Senate Majority Task Force on the Invasion of Privacy," pages 12-13 March 2000, www.senate.state.ny.us]

Starting August 1, 2005, unsolicited offers for credit or insurance that are based on information in your credit report should be easier to spot.

With all of the media surrounding the Target, Neiman Marcus, and, now, Michaels data breaches (and potentially other retail outlets), it can be overwhelming to determine what you should do to protect yourself.  Even though you can't prevent a breach, there are steps you can and should take to pre Read More

Is the gift card that you received for your birthday last month burning a hole in your pocket? Do you still have an unused gift card from the holidays? Consumers often have had to worry about using gift cards before they lost their value. That will now begin to change for the better.

Most people will live in a rental property at some point in their lives. It doesn't matter if you rent a studio apartment or a mansion; you are likely to have privacy concerns both during the rental process and later as a tenant. Read More