It depends.  Most robocalls are illegal, but they are allowed for

• certain informational calls (for example, financial fraud alerts, medication refills and healthcare appointment reminders)
• political groups and charities
• sales purposes when you’ve given prior written consent

No, a store in California can’t 

• make you to provide a credit card in connection with any part of the check transaction
• make you to sign a statement agreeing to charge your credit card the amount of the check (if the check bounces)
• contact your credit card company to find out if you have enough credit available to cover the check

1. Exception: when the check is used to get cash or used to make a payment on another credit card.

While shopping online has some great benefits, there are also some privacy and security risks to consider.

Stores will often ask you to show your driver’s license (or other government-issued ID) when you return a purchase and then record your information along with information about the returned items to help identify patterns of return fraud or abuse. They'll usually post return policies (in the store, online and on receipts) stating whether you will be required to present an ID to return or exchange merchandise.

The U.S. Postal Service (USPS) makes deals with businesses to increase the amount of standard mail (junk mail) that’s sent. Businesses get your address from a number of sources (data brokers, public records, magazine subscriptions, store loyalty programs, surveys, product warranties, etc.).

Getting denied from renting a home can be very frustrating—even more so if you don’t know why. These are a few steps you can take to find out what kept you from getting the rental and how you can fix any errors in your tenant screening report.

When you’re looking to rent a home, you should be aware of a few potential barriers. 

Yes, you have the right to see who accessed your medical record, when they saw it, what they saw and their purpose for seeing it. This accounting of disclosures will cover up to the six years prior to your request date.

Yes, they can. While federal laws and rules require them to have minimum requirements with Customer Identification Programs, they also have flexibility in establishing their own procedures.

California’s Financial Information Privacy Act (FIPA) extends your financial privacy rights by providing more protection than the federal Gramm-Leach-Bliley Act.