In California, can an employment background check include my credit report?
No, an employer can’t review your credit report in California unless the position falls into an exemption. Exemptions include
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What is a credit freeze?
Credit freezes (also called security freezes) prevent fraudulent accounts from being opened in your name by not allowing anyone to check your credit report.
Read MoreWill an eviction notice show up on my credit report?
No, an eviction notice by itself won’t show up on your credit report.
There are a couple of other ways that evidence of an eviction could still show up on you credit report, for example, if you
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Can a landlord require a credit check when I apply for a rental?
Yes, most landlords will want to check your credit to help them decide whether to rent to you.
Read MoreWill my rent payments show up on my credit report?
On-time rent payments aren’t generally included in your credit report (your landlord has the option, but most don’t report them). However, if you don’t to pay your rent on time (or at all), your landlord might report it to a credit reporting agency and it would appear on your credit report.
Read MoreIs my credit history included in a CLUE or A-PLUS report?
No, only information about property loss claims made against homeowner or automobile policies are included in these
Read MoreWill paying my bills early increase my credit score?
No, it won’t. While your payment history is the most important factor in determining your credit score, early payments won’t change your payment history (only paying your bills on time or not).
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