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If you consented at any point (this might include providing your number on an account application), a debt collector can do this.

Deadline for comments is May 11, 2006

Even if you owe a debt, you have rights about when and how a debt collector contacts you.

Submitted by the Privacy Rights Clearinghouse on

May 11, 2006

Sally's home was badly damaged in an earthquake. She had to vacate it so that repairs could be made. The phone company was unable to find her new address in order to mail the final bill and eventually sent her bill to their collection department.

Ted, behind in paying the interest on his loan, was called by a supervisor of the company while he was out. A friend answered and was told many details about the loan (loan amount, amount behind in payment, intentions to take legal action, etc.).