Are there steps I can take to avoid identity theft if my Social Security number’s been stolen?
Yes. The first thing you can do is freeze your credit.
Read More
Is it possible for my child be a victim of identity theft?
Yes, if someone has stolen your child’s personal information, it’s possible for accounts to be opened in your child’s name. To determine whether this has happened, you can contact the three major credit bureaus (Experian, TransUnion, Equifax) to see if your child has a file.
Read MoreCan a debt collector robocall me?
If you consented at any point (this might include providing your number on an account application), a debt collector can do this.
Read MoreCan a bank make me give more information about myself than another one when I’m opening a new account?
Yes, they can. While federal laws and rules require them to have minimum requirements with Customer Identification Programs, they also have flexibility in establishing their own procedures.
Read MoreWhat is a credit freeze?
Credit freezes (also called security freezes) prevent fraudulent accounts from being opened in your name by not allowing anyone to check your credit report.
Read More
Will an eviction notice show up on my credit report?
No, an eviction notice by itself won’t show up on your credit report.
There are a couple of other ways that evidence of an eviction could still show up on you credit report, for example, if you
Read MoreCan a landlord require a credit check when I apply for a rental?
Yes, most landlords will want to check your credit to help them decide whether to rent to you.
Read More