Can a store require me to scan my driver’s license to return a purchase?
Yes. Many stores do this to help identify patterns of return fraud and abuse.
Read MoreDo I have to show my ID when I buy something with a credit card?
With Visa and MasterCard, no. They both have rules that limit stores from requiring you to show your ID as a condition of purpose. These rules also make them accept your card even if you refuse to show your ID.
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Skimmers: The Breakdown
Often nearly impossible to see, a skimmer is a small device placed in or over a card reader (ATM, gas pump, checkout) to record information from your credit or debit card's magnetic stripe. That information can then be used to make fraudulent purchases and sometimes even a clone of your card.
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Reducing Your Risk of Identity Theft
Others can get your personal information in many ways including
data breaches discarded documents stolen wallets/purses stolen mail phishingWhile you can't always prevent identity theft, you can reduce your risk.
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Credit Monitoring Services: The Breakdown
Hardly a day goes by where data breaches and identity fraud don't make the headlines. In such a world, you may find yourself researching credit monitoring services.
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Don’t Let Medical Debt Kill Your Credit
Medical debt often results from unpredictable events, but you shouldn’t let them ruin your credit for years to come. Many Americans are impacted by medical debt—it makes up a large portion of reported debt on credit reports.
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