Financial

You can take steps to prepare for an employee background check before you apply for a new job. By doing so, you could reduce the chance of being surprised by inaccurate or forgotten information that could show up during the background check process.

The Investigative Consumer Reporting Agencies Act (ICRAA) is a California law that requires Read More

Credit reports are compiled by a credit reporting agency and contain data from many different sources. They are commonly used to make decisions about a person’s ability to obtain credit, employment, insurance and rent or purchase a home. Read More

We often hear people use the terms credit report and credit score interchangeably without realizing they are different. It’s understandable since credit scores and credit reports are related (credit scores can be based upon information found in a credit report). Read More

Yes, they can. While federal laws and rules require them to have minimum requirements with Customer Identification Programs, they also have flexibility in establishing their own procedures.

California’s Financial Information Privacy Act (FIPA) extends your financial privacy rights by providing more protection than the federal Read More