What You Should Know About Credit Repair Companies

If you’re losing sleep over bad credit, ads promising a quick fix can seem like a dream come true. But, hook up with the wrong company and your dreams of clean credit can quickly turn into a living nightmare.

 

While the economy has faltered in recent years credit repair companies have flourished. As is often the case, hard times for consumers create opportunities for scammers. An unscrupulous credit repair company may collect upfront fees, may make you pay for things you can get for free or may even persuade you to break the law.

 

Background Check Noncompliance: Comments to the Federal Trade Commission

Privacy Rights Clearinghouse

 

April 14, 2010


Submitted to the Federal Trade Commission
Privacy Roundtables - Comment, Project No. P095416

 

The Privacy Rights Clearinghouse (PRC) appreciates the opportunity to submit the following comments on the employment background check process to the Federal Trade Commission (FTC) as part of the agency’s deliberations for the Privacy Roundtables series. The PRC is a nonprofit consumer advocacy organization based in San Diego, California, and established in 1992.

 

The Proliferation of Online Information Brokers and Reports of Abuses of Consumer Privacy: Comments to the Federal Trade Commission

Submitted to the Federal Trade Commission
Privacy Roundtables - Comment, Project No. P095416

 

April 14, 2010

 

The Privacy Rights Clearinghouse (PRC) appreciates the opportunity to submit the following comments on the online information broker industry to the Federal Trade Commission (FTC) as part of the agency’s deliberations for the Privacy Roundtables series. The PRC is a nonprofit consumer advocacy organization based in San Diego, California, and established in 1992.

 

Shred It, Don't Forget It!

With tax season ending, do you ever wonder what to do with your personal and financial records? Which ones do you need to save for tax or other purposes? While some people like to save things forever, others want to immediately toss out unnecessary clutter.

 

So what's the best way to decide whether to save or discard your records? Here are a few tips and information sources to help you decide which records you need to save, and how long you need to keep them.

 

Census Scams - You Can Count on It

Background.  The U.S. Census has been conducted every 10 years since 1790, and is required by the Constitution.  The Census was intended to be used primarily for the apportionment of Representatives for Congress.  However, the complexity of the Census has grown.  The U.S. government has found extensive uses for Census-related statistics.  The Census has also been crucial in tracking the population needs of various regions and understanding the composition of the nation's population.

LifeLock Customers to Receive Refunds

The FTC has announced that customers of LifeLock's identity theft protection services will be receiving refunds as part of a settlement with the company. Since 2006, LifeLock has advertised that it could prevent identity theft for consumers willing to sign up for its $10-a-month service. However, the fraud alerts that LifeLock placed on its customers’ credit files protected only against certain forms of identity theft.

Privacy Problems Inherent in the Smart Grid: Comments to the Public Utilities Commission of California

Excerpt from Comments by the Utility Consumers' Action Network and Privacy Rights Clearinghouse on the Assigned Commissioner's February 8th Scoping Memo


Submitted March 5, 2010

Public Utilities Commission of the State of California

 

The Privacy Problems Inherent in the Smart Grid

Implementation of the smart grid has significant implications for personal privacy.  UCAN's program, the Privacy Rights Clearinghouse, presents the following privacy analysis.

 

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