Comments Submitted to the Federal Trade Commission
by Privacy Rights Clearinghouse


Project No. P075414

 

September 5, 2007

Office of the Secretary
Federal Trade Commission
Room H-135 (Annex K)
600 Pennsylvania Ave., NW
Washington, DC 20580

 

Submitted electronically: https://secure.commentworks.com/ftc-SSNPrivateSector

 

Submitted to the Federal Trade Commission
by the Privacy Rights Clearinghouse


May 16, 2007


Federal Trade Commission
Office of the Secretary, Room 135 (Annex C)
600 Pennsylvania Ave, NW
Washington, DC 20580
Filed electronically at: https://secure.commentworks.com/ftc-modelform

 

Until recently, the law on fax advertising was simple and straightforward: No one could send a fax advertisement without your prior consent. Of course, this did not stop the deluge of unwanted faxes touting hot stocks, mortgage offers, and vacation deals. Now, adding to the frustration about fax senders that simply ignore the law, Congress has created an exception for fax advertisements sent when you have an “established business relationship,” or EBR, with the sender.

As a responsible consumer, you want to know where your money goes. You also want to know that you have funds in your checking account to cover the checks you write. For years, you’ve probably engaged in that monthly ritual: You balance your checkbook using cancelled checks returned with your bank account statements. You’ve probably noticed that the mailings from your bank have recently gotten a lot lighter, and the checks you wrote last month never appear again. In this day of electronic transactions, it is the information on the check that’s important, not the check itself.