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As phones (and other mobile devices) have become indispensable parts of our lives, it's increasingly important to reduce their privacy and security risks.

Ransomware is a type of malware that locks the you out of your computer or mobile device—demanding payment (often virtual currency like Bitcoin) to restore access (no guarantee you’ll regain access if you pay).

While it’s impossible to entirely rid your life of spam, you can take action to significantly reduce the amount you receive.

While you’ll likely never be able to get rid of all your junk mail, here are some ways to help you minimize it.

Nobody likes to think about the possibility of a disaster, but it’s important for you to be prepared long before one happens. Once one hits, it's unlikely that you’ll have enough time to take the steps to protect yourself and your personal information.

Passwords can be your first line of defense against stolen personal information (phone data, banking information, email, medical records) so it’s important to create one that is strong.

Almost everyone has records containing personal information (Social Security number, financial information, medical history, etc.) around their home. You can help protect yourself from identity theft by properly destroying your old paper and digital records when you no longer need them.

You have the right to dispute incomplete or inaccurate information in any consumer report prepared about you by a consumer reporting agency (CRA) including credit reporting agencies (credit bureaus) and specialty agencies (check writing history, medical records, rental history).