Disasters bring out the best in people and the worst. These two dynamics intersect when scam-artists create fake charities with fundraising appeals, thereby bilking people out of donations that they meant to give to the victims.

Charity fraud. In the aftermath of Hurricanes Katrina and Rita, there will no doubt be the usual fraudsters attempting to cash in on people's heartfelt generosity. Here's how you can avoid becoming a victim of such charlatans.

The Privacy Rights Clearinghouse and PrivacyActivism submitted comments to the US Attorney General expressing concern about commercial data vendors and private employers' use of federal criminal records files for employment purposes. The comments were submitted at the request of the US Attorney General who is seeking recommendations for a report being prepared for Congress. The report to Congress is required by a 2004 law for Intelligence Reform.

You have no doubt heard by now that on Friday June 16th MasterCard reported that a Tucson-based credit card transaction company, CardSystems, experienced a serious security breach in which the account data of 40 million cards had been compromised. Nearly 14 million of those cards were MasterCard-branded cards and 22 million were VISA cards. Other card brands were also affected.

Apparently the breach was discovered May 22nd. It appears that a hacker was able to insert a virus into the computer system that captured customer data.

If you are like most people, you don’t really want to read privacy policies.  They aren’t typically easy to understand.   Nor are they often descriptive enough for you to actually grasp what a company is doing with your information. Even so, we believe they can be valuable tools to help you protect your personal information.  You might discover privacy settings and choices you were unaware of.   You will also find that some companies take your privacy more seriously than others, which may help you choose who to do business with.