By John S. Caragozian*
350 South Grand Avenue, Suite 3500
Los Angeles, California 90071
tel.: (213) 617-8050
fax: (213) 617-8653
e-mail: Caragozian(at)aol.com
[The response to this article by the California Association of Licensed Investigators, July 2006]
New Report Identifies Problems With And Related To The Federally Mandated Free Credit Report Site www.annualcreditreport.com
Update: April 20, 2005
Note: As a result of the February 2005 breach, ChoicePoint implemented a number of privacy policies and procedures. Visit: www.privacyatchoicepoint.com.
On January 1, 2005, California's Shine the Light Act came into effect. For more information about the Act, see the PRC's press release at www.privacyrights.org/ar/SB27Release.htm. In essence, certain businesses must provide California residents with a way to find out what personal information has been shared and with whom within the twelve months prior to receiving your request for disclosure.
Marcy attempted to return a shirt at an Express retail store and was given a slip of paper saying the return was denied due to an organization called The Retail Equation. She have never heard of The Retail Equation and was disturbed to find that merchants are maintaining a database of information about consumers’ returns. While she understood the need to combat fraud, she felt this type of database invasive, retaliatory and consumer-unfriendly.
Marcy's name has been changed to protect her privacy.
Advance Notice of Proposed Rulemaking
Fair and Accurate Credit Transactions Act of 2003
Docket Id: RIN 3084-AA94
Submitted by:
Privacy Rights Clearinghouse Consumers Union Consumer Action Calegislation World Privacy Forum Identity Theft Resource Center PrivacyActivism Consumer Federation of California
January 5, 2005
“Prerecorded Message EBR Telemarketing”
Project No. R411001
Notice of Proposed Rulemaking
Telemarketing Sales Rule
RIN 3084-0098
Submitted by
Privacy Rights Clearinghouse
Utility Consumers’ Action Network
January 10, 2005
Federal Trade Commission
Office of the Secretary, Room H-159 (Annex H)
600 Pennsylvania Avenue, N.W.
Washington, D.C. 20580
Filed electronically: https://secure.commentworks.com/ftc-tsr
Derecho de Autor © 2005-2006.
Privacy Rights Clearinghouse / UCAN
Diciembre 2004.
Introducción
Ley Family Educational Rights and Privacy Act (FERPA)
Consejos para padres y estudiantes adultosInput format
Recursos
Introducción
SAN DIEGO, CA – The arrival of free credit reports on December 1st is getting a lot of attention these days. (www.ftc.gov/bcp/conline/pubs/credit/freereports.htm) But there is another kind of report, called “specialty consumer reports,” that individuals can obtain at no charge beginning on the first of the month.